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Monarch Money MCP Server

Enables integration with Monarch Money to query financial data, analyze spending patterns, track budgets, and get personalized financial insights through conversational AI with Claude Desktop.

→ whitebirchio/monarch-mcp· listed on glama
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// key findings
⚠️
Known vulnerabilities in dependencies: 15 high
Affects packages this MCP installs at runtime. Upgrade or remove the affected dependency.
✅
No credential exfiltration, no sensitive file access, no obfuscation
Static analysis found nothing flowing your secrets to unexpected places.
✅
Open source with a license and README
Anyone can audit the code, the license is declared, and the publisher documents what it does.
🔐
You'll be asked for 1 credential: MONARCH_TOKEN
These are read from process.env at runtime. Make sure you trust where they’ll be sent.
// known CVEs in dependencies15 high12 low

Disclosed vulnerabilities in this server's declared npm dependencies (via OSV). Whether each is reachable depends on the installed versions.

high@modelcontextprotocol/sdk@1.18.1GHSA-345p-7cg4-v4c7

@modelcontextprotocol/sdk has cross-client data leak via shared server/transport instance reuse

high@modelcontextprotocol/sdk@1.18.1GHSA-8r9q-7v3j-jr4g

Anthropic's MCP TypeScript SDK has a ReDoS vulnerability

high@modelcontextprotocol/sdk@1.18.1GHSA-w48q-cv73-mx4w

Model Context Protocol (MCP) TypeScript SDK does not enable DNS rebinding protection by default

highaxios@1.12.2GHSA-35jp-ww65-95wh

axios Vulnerable to Full Man-in-the-Middle via Prototype Pollution Gadget in `config.proxy`

highaxios@1.12.2GHSA-3g43-6gmg-66jw

axios Vulnerable to Credential Theft and Response Hijacking via Prototype Pollution Gadget in Config Merge

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// required environment variables
This server reads these from process.env. You'll be asked to provide them before it can run.
🔐 secretMONARCH_TOKEN— your-auth-token-here
// full audit trail
The full breakdown of what we checked, the deductions that landed, the network hosts, the dependency advisories, and concrete fix guidance is available to verified publishers.
// improvement guidance — verified publishers only
We have 2 concrete improvements we can share with the publisher of this MCP. Each comes with specific guidance to raise the trust score.
// embed badge in your README
[![M8ven Score](https://m8ven.ai/badge/mcp/whitebirchio-monarch-mcp-jegjo4)](https://m8ven.ai/mcp/whitebirchio-monarch-mcp-jegjo4)
commit: 6ec87ad24fe2c46caceb900bf50d4c76ecffb375
code hash: 537997a831203c0aa280d0b05604a7dedcc3451ecd1eca0cd827e05f529db778
verified: 6/17/2026, 12:36:11 PM
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