BudgetBakers MCP Server (vmrchnk/budgetbakers-mcp) is an MCP server listed on the M8ven Trust Index. It scores 56 out of 100, grade D. It declares 8 tools. No publisher has claimed this listing.

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D
Caution
56/100

BudgetBakers MCP Server

Integrates Claude with the BudgetBakers Wallet API to access financial data including accounts, transactions, categories, and spending analytics.

→ vmrchnk/budgetbakers-mcp· listed on glama

Caution. Specific findings reduced this grade. They are listed on the page. Grades reflect the full trust pyramid: code, verification depth, and reputation. New projects cap at C until adoption is earned.

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Who stands behind it

vmrchnk

Source: Glama

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Install from

Glamanot scored here

The grade above is for the source repository. Registries can serve a different version, so we mark the ones we were not able to read.

// key findings
⚠️
Known vulnerabilities in dependencies: 3 high
Affects packages this MCP installs at runtime. Upgrade or remove the affected dependency.
✅
No credential exfiltration, no sensitive file access, no obfuscation
Static analysis found nothing flowing your secrets to unexpected places.
🔐
You'll be asked for 1 credential: BUDGETBAKERS_API_TOKEN
These are read from process.env at runtime. Make sure you trust where they’ll be sent.
// tools this server exposes8 tools

These names and descriptions are the publisher's own, read from the source code. We print them as written. Our assessment is the findings above, not this list.

get_accounts

Get all financial accounts with balances. Use this first to get accountId for other tools.

spending_by_category

Aggregate spending by category for a date range. Shows where money goes.

cashflow_summary

Calculate income, expenses, and net cashflow for a date range.

top_merchants

Find merchants/payees with the highest spending in a date range.

get_categories

Get income/expense categories. Use to find categoryId for filtering transactions.

get_labels

Get user-defined labels/tags. Use to find labelId for filtering transactions.

search_transactions

Search transactions with filters. accountId is required — use get_accounts first to find it.

get_transaction

Get full details of a single transaction by ID.

// known CVEs in dependencies3 high

Disclosed vulnerabilities in this server's declared npm dependencies (via OSV). Whether each is reachable depends on the installed versions.

high@modelcontextprotocol/sdk@1.12.1GHSA-345p-7cg4-v4c7

@modelcontextprotocol/sdk has cross-client data leak via shared server/transport instance reuse

high@modelcontextprotocol/sdk@1.12.1GHSA-8r9q-7v3j-jr4g

Anthropic's MCP TypeScript SDK has a ReDoS vulnerability

high@modelcontextprotocol/sdk@1.12.1GHSA-w48q-cv73-mx4w

Model Context Protocol (MCP) TypeScript SDK does not enable DNS rebinding protection by default

Depend on this server? Get alerted when its CVEs change.Watch this server free →
// environment variables
To run this server yourself, you supply these values. They go in your own MCP client configuration and stay on your machine. The secret label means the value is sensitive, not that the server mishandles it.
🔐 secretBUDGETBAKERS_API_TOKEN"": "<your-token>"
// quality suggestions

Tool annotations

No tools have read-only/destructive annotations

Add readOnlyHint or destructiveHint annotations to every tool so hosts can warn users before invoking.

All four hints declared on every tool

8/8 tools missing one or more hints — get_accounts (missing: readOnlyHint, destructiveHint, idempotentHint, openWorldHint); spending_by_category (missing: readOnlyHint, destructiveHint, idempotentHint, openWorldHint); cashflow_summary (missing: readOnlyHint, destructiveHint, idempotentHint, openWorldHint), +5 more. OpenAI's directory rejects tools where any of the four hints are missing or non-boolean.

For every tool, set all four hints (readOnlyHint, destructiveHint, idempotentHint, openWorldHint) to explicit true/false values that match the handler’s actual behaviour.

Tool inputs are validated

7/8 tool handlers declare input schemas (88%)

Declare an inputSchema with zod/joi/yup on every tool definition.

Tool handlers catch errors

Only 0/8 tool handlers wrap calls in try/catch (0%)

Wrap each tool handler body in try/catch and return a structured error response.

License file

No license file

Add a LICENSE file (MIT, Apache-2.0, etc.).

Tests exist

No test files found

Add tests that exercise each declared tool.

Production dependencies are patched

0 critical, 3 high severity in production deps — @modelcontextprotocol/sdk@1.12.1 (high), @modelcontextprotocol/sdk@1.12.1 (high)

Run npm audit fix, or upgrade the affected packages to a non-vulnerable version.

Claim the listing to review these findings one by one and send us a correction where you disagree, straight to the team. Claiming also means we tell you when the grade moves, and reach you first if we find anything urgent.

// full audit trail
The findings above are the summary. The full trail, every check we ran, each deduction, the network hosts observed and the dependency advisories, goes to verified publishers, along with an alert whenever a new one lands. Verified publishers can also review each finding and dispute it in one click. Publisher corrections have sharpened several of our checks this month, because the maintainer knows the codebase better than any scanner.
// improvement guidance — verified publishers only
We have 7 concrete improvements we can share with the publisher of this MCP. Each comes with specific guidance to raise the trust score.
// embed badge in your README
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commit: 1b433caf8e4bde9962bb172a2485e5a7a1fdf7ad
code hash: c634d6c7dd52d6103e486476dc0517bf931b30a08e7a45122cc2090742e354d9
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