fino (tophole-alphabetizer167/fino) is an MCP server listed on the M8ven Trust Index. It scores 70 out of 100, grade C. It declares 12 tools. No publisher has claimed this listing.
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tophole-alphabetizer167
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The grade above is for the source repository. Registries can serve a different version, so we mark the ones we were not able to read.
These names and descriptions are the publisher's own, read from the source code. We print them as written. Our assessment is the findings above, not this list.
sync_transactionsForce sync all connected bank accounts with Plaid to get latest transactions and balances
get_accountsGet all connected bank accounts with balances
get_transactionsGet financial transactions with optional filters. Returns CSV by default for compact output. Auto-syncs with Plaid if data is stale.
search_transactionsSearch transactions by merchant name or description. Returns CSV by default. Auto-syncs with Plaid if data is stale.
get_spending_summarySpending breakdown by category for a date range. Returns ALL categories including TRANSFER_IN/TRANSFER_OUT truthfully so the intelligence layer can decide which transfers are internal vs external. Also returns top merchants (excluding transfers) and grand totals. Auto-syncs with Plaid if data is sta…
get_balancesGet current balances across all accounts with net worth calculation. Auto-syncs with Plaid if data is stale.
get_monthly_comparisonCompare income vs spending month over month. Returns raw totals including all categories. Transfer amounts are broken out separately so the intelligence layer can determine which are internal vs external. Auto-syncs with Plaid if data is stale.
search_learningsStep 1 of memory retrieval. Search stored financial learnings by description. Returns an index of matching memories with id, type, description, period, and timestamps — but NOT full content. The agent reads this index, decides which memories are relevant based on descriptions and temporal context, t…
get_learningStep 2 of memory retrieval. Load the full markdown content of a specific learning by ID. Call search_learnings first to find relevant IDs.
save_learningSave a financial learning. IMPORTANT: Before creating a new learning, always call search_learnings first to check if a similar one exists. If it does, pass the existing ID to update it instead of creating a duplicate.
mark_learning_staleMark a learning as stale/outdated. Excluded from default searches but kept for history.
delete_learningPermanently delete a learning. Prefer mark_learning_stale to keep history.
Disclosed vulnerabilities in this server's declared npm dependencies (via OSV). Whether each is reachable depends on the installed versions.
Drizzle ORM has SQL injection via improperly escaped SQL identifiers
hono: CORS Middleware reflects any Origin with credentials when `origin` defaults to the wildcard
Hono: Path traversal in toSSG() allows writing files outside the output directory
@hono/node-server: Middleware bypass via repeated slashes in serveStatic
Node.js Adapter for Hono: Path traversal in `serve-static` on Windows via encoded backslash (`%5C`)
DB_PATHDOTENV_CONFIG_PATHENCRYPTION_KEYPLAID_CLIENT_IDPLAID_ENVPLAID_SECRETSYNC_THRESHOLD_HOURSPORTTool annotations
No tools have read-only/destructive annotations
Add readOnlyHint or destructiveHint annotations to every tool so hosts can warn users before invoking.
All four hints declared on every tool
12/12 tools missing one or more hints — sync_transactions (missing: readOnlyHint, destructiveHint, idempotentHint, openWorldHint); get_accounts (missing: readOnlyHint, destructiveHint, idempotentHint, openWorldHint); get_transactions (missing: readOnlyHint, destructiveHint, idempotentHint, openWorldHint), +9 more. OpenAI's directory rejects tools where any of the four hints are missing or non-boolean.
For every tool, set all four hints (readOnlyHint, destructiveHint, idempotentHint, openWorldHint) to explicit true/false values that match the handler’s actual behaviour.
Tool test coverage
5/12 tools referenced in tests (42%)
Write tests that reference each tool by name so every tool has at least one test.
Secrets not logged
1 secret value sent to error
Redact or omit secret values from log output.
Production dependencies are patched
0 critical, 2 high severity in production deps — drizzle-orm@0.44.7 (high), hono@4.12.8 (high)
Run npm audit fix, or upgrade the affected packages to a non-vulnerable version.
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