actual-budget-mcp (Saikumarmohan/actual-budget-mcp) is an MCP server listed on the M8ven Trust Index. It scores 74 out of 100, grade C. It declares 11 tools. No publisher has claimed this listing.

Back to MCP Trust IndexM8ven
C
Emerging
74/100
10 days ago

actual-budget-mcp

MCP server for Actual Budget that enables AI agents to read accounts, transactions, categories, and budgets, as well as create and update transactions and transfers.

→ Saikumarmohan/actual-budget-mcp· listed on glama

Emerging. No concerning findings. Grades remain capped until the project builds reputation through adoption. Grades reflect the full trust pyramid: code, verification depth, and reputation. New projects cap at C until adoption is earned.

How we verified

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Who stands behind it

Saikumarmohan

Source: Glama

Is this your MCP?

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Install from

Glamanot scored here

The grade above is for the source repository. Registries can serve a different version, so we mark the ones we were not able to read.

// key findings
✅
No credential exfiltration, no sensitive file access, no obfuscation
Static analysis found nothing flowing your secrets to unexpected places.
✅
Open source with a license and README
Anyone can audit the code, the license is declared, and the publisher documents what it does.
🔐
You'll be asked for 1 credential: ACTUAL_PASSWORD
These are read from process.env at runtime. Make sure you trust where they’ll be sent.
// environment variables
To run this server yourself, you supply these values. They go in your own MCP client configuration and stay on your machine. The secret label means the value is sensitive, not that the server mishandles it.
configACTUAL_MCP_TRANSPORTTransport mode — stdio for Cline/Cursor, http for Docker
configACTUAL_BASE_URLURL of your Actual Budget server
🔐 secretACTUAL_PASSWORDActual Budget server password
configACTUAL_FILEBudget file name or sync id
configACTUAL_CURRENCYCurrency code e.g. INR, EUR
configACTUAL_CURRENCY_SYMBOLCurrency symbol e.g. ₹, €
configACTUAL_TIMEZONETimezone e.g. Asia/Kolkata, America/New_York
configACTUAL_MCP_HOSTHost to bind to in HTTP mode
configACTUAL_MCP_PORTPort to bind to in HTTP mode
// quality suggestions

Tool annotations

5/11 tools have annotations

Add readOnlyHint or destructiveHint annotations to every tool so hosts can warn users before invoking.

All four hints declared on every tool

11/11 tools missing one or more hints — list_accounts (missing: readOnlyHint, destructiveHint, idempotentHint, openWorldHint); list_payees (missing: readOnlyHint, destructiveHint, idempotentHint, openWorldHint); list_budgets (missing: readOnlyHint, destructiveHint, idempotentHint, openWorldHint), +8 more. OpenAI's directory rejects tools where any of the four hints are missing or non-boolean.

For every tool, set all four hints (readOnlyHint, destructiveHint, idempotentHint, openWorldHint) to explicit true/false values that match the handler’s actual behaviour.

Tests exist

No test files found

Add tests that exercise each declared tool.

Claim the listing to review these findings one by one and send us a correction where you disagree, straight to the team. Claiming also means we tell you when the grade moves, and reach you first if we find anything urgent.

// full audit trail
The findings above are the summary. The full trail, every check we ran, each deduction, the network hosts observed and the dependency advisories, goes to verified publishers, along with an alert whenever a new one lands. Verified publishers can also review each finding and dispute it in one click. Publisher corrections have sharpened several of our checks this month, because the maintainer knows the codebase better than any scanner.
// improvement guidance — verified publishers only
We have 3 concrete improvements we can share with the publisher of this MCP. Each comes with specific guidance to raise the trust score.
// embed badge in your README
[![M8ven Score](https://m8ven.ai/badge/mcp/saikumarmohan/actual-budget-mcp)](https://m8ven.ai/mcp/saikumarmohan/actual-budget-mcp)
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commit: 0fed217ee3aebbc8d5e9f667b9a66715a248b0f0
code hash: 9cf8ba88f413e04c18d1d62956da3904e8a68238c512b45a440ceca6a62d3e6f
verified: 9/2/2026, 9:11:16 PM
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