xendit-mcp (mrslbt/xendit-mcp) is an MCP server listed on the M8ven Trust Index. It scores 58 out of 100, grade D. It declares 14 tools. No publisher has claimed this listing.
MCP server for Xendit payment APIs. Invoices, disbursements, balance checks, and bank transfers across Southeast Asia.
Caution. Specific findings reduced this grade. They are listed on the page. Grades reflect the full trust pyramid: code, verification depth, and reputation. New projects cap at C until adoption is earned.
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The grade above is for the source repository. Registries can serve a different version, so we mark the ones we were not able to read.
Disclosed vulnerabilities in this server's declared npm dependencies (via OSV). Whether each is reachable depends on the installed versions.
@modelcontextprotocol/sdk has cross-client data leak via shared server/transport instance reuse
Anthropic's MCP TypeScript SDK has a ReDoS vulnerability
Model Context Protocol (MCP) TypeScript SDK does not enable DNS rebinding protection by default
tsup DOM Clobbering vulnerability
XENDIT_ALLOWED_ACCOUNTSIf you enable disbursements, you must also set the four safety gates (XENDIT_MAX_DISBURSEMENT_AMOUNT, XENDIT_MAX_DAILY_AMOUNT, , XENDIT_APPROVAL_CODE) or the server will refuse to start.XENDIT_ALLOW_LIVEno Set to true to allow live/production keys (prefixes xnd_production_, iluma_production_, sk_live_). Refused by default.XENDIT_API_BASEXENDIT_API_KEYyes Test or live API keyXENDIT_APPROVAL_CODEIf you enable disbursements, you must also set the four safety gates (XENDIT_MAX_DISBURSEMENT_AMOUNT, XENDIT_MAX_DAILY_AMOUNT, XENDIT_ALLOWED_ACCOUNTS, ) or the server will refuse to start.XENDIT_DEBUGXENDIT_ENABLE_DISBURSEMENTSno Set to true to enable disbursement tools (money-movement). Disabled by default.XENDIT_ENABLE_INVOICE_MUTATIONSno Set to true to enable create_invoice, expire_invoice, and the create_payment_link prompt. Disabled by default for safer read-only behavior.XENDIT_ENABLE_LEGACY_ONE_SHOT_DISBURSEMENTno Set to true only if you intentionally want the old create_disbursement one-shot tool. Disabled by default.XENDIT_MAX_DAILY_AMOUNTIf you enable disbursements, you must also set the four safety gates (XENDIT_MAX_DISBURSEMENT_AMOUNT, , XENDIT_ALLOWED_ACCOUNTS, XENDIT_APPROVAL_CODE) or the server will refuse to start.XENDIT_MAX_DISBURSEMENT_AMOUNTIf you enable disbursements, you must also set the four safety gates (, XENDIT_MAX_DAILY_AMOUNT, XENDIT_ALLOWED_ACCOUNTS, XENDIT_APPROVAL_CODE) or the server will refuse to start.XENDIT_PREPARE_TTL_SECONDSno How long a prepared disbursement token stays valid. Defaults to 300, max 86400.Tool annotations
13/14 tools have annotations
Add readOnlyHint or destructiveHint annotations to every tool so hosts can warn users before invoking.
All four hints declared on every tool
14/14 tools missing one or more hints — get_workspace_mode (missing: destructiveHint, idempotentHint, openWorldHint); guided_setup (missing: destructiveHint, idempotentHint, openWorldHint); get_balance (missing: destructiveHint, idempotentHint, openWorldHint), +11 more. OpenAI's directory rejects tools where any of the four hints are missing or non-boolean.
For every tool, set all four hints (readOnlyHint, destructiveHint, idempotentHint, openWorldHint) to explicit true/false values that match the handler’s actual behaviour.
Tool inputs are validated
13/14 tool handlers declare input schemas (93%)
Declare an inputSchema with zod/joi/yup on every tool definition.
Tool handlers catch errors
12/14 tool handlers wrap calls in try/catch (86%)
Wrap each tool handler body in try/catch and return a structured error response.
Tests exist
No test files found
Add tests that exercise each declared tool.
Production dependencies are patched
0 critical, 3 high severity in production deps — @modelcontextprotocol/sdk@1.12.0 (high), @modelcontextprotocol/sdk@1.12.0 (high)
Run npm audit fix, or upgrade the affected packages to a non-vulnerable version.
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