xendit-mcp

MCP server for Xendit payment APIs. Invoices, disbursements, balance checks, and bank transfers across Southeast Asia.

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// key findings

⚠️

Known vulnerabilities in dependencies: 3 high

Affects packages this MCP installs at runtime. Upgrade or remove the affected dependency.

✅

14 tools verified — handlers match their declared behaviour

8 read-only tools verified — handlers contain no write/delete/exec

✅

No credential exfiltration, no sensitive file access, no obfuscation

Static analysis found nothing flowing your secrets to unexpected places.

✅

Open source with a license and README

Anyone can audit the code, the license is declared, and the publisher documents what it does.

🔐

You'll be asked for 1 credential: XENDIT_API_KEY

These are read from process.env at runtime. Make sure you trust where they’ll be sent.

// required environment variables

This server reads these from process.env. You'll be asked to provide them before it can run.

configXENDIT_ALLOWED_ACCOUNTS— If you enable disbursements, you must also set the four safety gates (XENDIT_MAX_DISBURSEMENT_AMOUNT, XENDIT_MAX_DAILY_AMOUNT, , XENDIT_APPROVAL_CODE) or the server will refuse to start.

configXENDIT_ALLOW_LIVE— no Set to true to allow live/production keys (prefixes xnd_production_, iluma_production_, sk_live_). Refused by default.

configXENDIT_API_BASE

🔐 secretXENDIT_API_KEY— yes Test or live API key

configXENDIT_APPROVAL_CODE— If you enable disbursements, you must also set the four safety gates (XENDIT_MAX_DISBURSEMENT_AMOUNT, XENDIT_MAX_DAILY_AMOUNT, XENDIT_ALLOWED_ACCOUNTS, ) or the server will refuse to start.

configXENDIT_DEBUG

configXENDIT_ENABLE_DISBURSEMENTS— no Set to true to enable disbursement tools (money-movement). Disabled by default.

configXENDIT_ENABLE_INVOICE_MUTATIONS— no Set to true to enable create_invoice, expire_invoice, and the create_payment_link prompt. Disabled by default for safer read-only behavior.

configXENDIT_ENABLE_LEGACY_ONE_SHOT_DISBURSEMENT— no Set to true only if you intentionally want the old create_disbursement one-shot tool. Disabled by default.

configXENDIT_MAX_DAILY_AMOUNT— If you enable disbursements, you must also set the four safety gates (XENDIT_MAX_DISBURSEMENT_AMOUNT, , XENDIT_ALLOWED_ACCOUNTS, XENDIT_APPROVAL_CODE) or the server will refuse to start.

configXENDIT_MAX_DISBURSEMENT_AMOUNT— If you enable disbursements, you must also set the four safety gates (, XENDIT_MAX_DAILY_AMOUNT, XENDIT_ALLOWED_ACCOUNTS, XENDIT_APPROVAL_CODE) or the server will refuse to start.

configXENDIT_PREPARE_TTL_SECONDS— no How long a prepared disbursement token stays valid. Defaults to 300, max 86400.

// full audit trail

The full breakdown of what we checked, the deductions that landed, the network hosts, the dependency advisories, and concrete fix guidance is available to verified publishers.

// improvement guidance — verified publishers only

We have 6 concrete improvements we can share with the publisher of this MCP. Each comes with specific guidance to raise the trust score.

// embed badge in your README

[![M8ven Score](https://m8ven.ai/badge/mcp/mrslbt-xendit-mcp-16ewa7)](https://m8ven.ai/mcp/mrslbt-xendit-mcp-16ewa7)

commit: 2f819bc4c848237438b59cd04c486b72ea6be6a0

code hash: 0fe7c9e6dd463fe660ef63fc868a23cfe53f4a605965ca09e7d968eb2f5f3059

verified: 6/17/2026, 11:58:56 AM

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