C
Caution
74/100
20 days ago

openfinance-analyst

MCP server for personal finance via Open Finance, consolidating accounts and cards and answering spending questions with aggregated numbers. Provides tools for category spending, recurring subscriptions, budgets, card bills, and installment forecasts, with data stored locally in an encrypted SQLite database.

Caution. Specific findings reduced this grade. They are listed on the page. Grades reflect the full trust pyramid: code, verification depth, and reputation. New projects cap at C until adoption is earned.

How we verified

Code Verified⚡ Live Monitored: not connected

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⚡ Connect GitHub → continuous verification on every pushwhy connect →

Who stands behind it

meloluan

Source: Glama

Is this your MCP?

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// key findings
⚠️
Tests do not pass
Either the test suite is broken or the code regressed. Either way the published behaviour can’t be verified by the publisher’s own tests.
No credential exfiltration, no sensitive file access, no obfuscation
Static analysis found nothing flowing your secrets to unexpected places.
// environment variables
To run this server yourself, you supply these values. They go in your own MCP client configuration and stay on your machine. The secret label means the value is sensitive, not that the server mishandles it.
configOFA_DASH_PORTporta 4000, ou
// quality suggestions

Tool annotations

No tools have read-only/destructive annotations

Add readOnlyHint or destructiveHint annotations to every tool so hosts can warn users before invoking.

All four hints declared on every tool

11/11 tools missing one or more hints — sync (missing: readOnlyHint, destructiveHint, idempotentHint, openWorldHint); list_accounts (missing: readOnlyHint, destructiveHint, idempotentHint, openWorldHint); search_transactions (missing: readOnlyHint, destructiveHint, idempotentHint, openWorldHint), +8 more. OpenAI's directory rejects tools where any of the four hints are missing or non-boolean.

For every tool, set all four hints (readOnlyHint, destructiveHint, idempotentHint, openWorldHint) to explicit true/false values that match the handler’s actual behaviour.

Tool inputs are validated

9/11 tool handlers declare input schemas (82%)

Declare an inputSchema with zod/joi/yup on every tool definition.

Tool handlers catch errors

Only 2/11 tool handlers wrap calls in try/catch (18%)

Wrap each tool handler body in try/catch and return a structured error response.

License file

No license file

Add a LICENSE file (MIT, Apache-2.0, etc.).

Tests pass

npm test failed — tests do not pass

Make sure npm test runs cleanly. Common cause: missing build step or missing env vars.

Shell command execution

1 child_process call — runs shell commands

Prefer library functions over shell-outs. If you must shell out, ensure all inputs are properly escaped.

Claim the listing to review these findings one by one and send us a correction where you disagree, straight to the team. Claiming also means we tell you when the grade moves, and reach you first if we find anything urgent.

// full audit trail
The findings above are the summary. The full trail, every check we ran, each deduction, the network hosts observed and the dependency advisories, goes to verified publishers, along with an alert whenever a new one lands. Verified publishers can also review each finding and dispute it in one click. Publisher corrections have sharpened several of our checks this month, because the maintainer knows the codebase better than any scanner.
// improvement guidance — verified publishers only
We have 7 concrete improvements we can share with the publisher of this MCP. Each comes with specific guidance to raise the trust score.
// embed badge in your README
[![M8ven Verified](https://m8ven.ai/badge/mcp/meloluan-openfinance-analyst-16f32z?variant=verified)](https://m8ven.ai/mcp/meloluan-openfinance-analyst-16f32z)
Shows verification status without the grade. Want the grade badge instead? Remove ?variant=verified from the URL.
commit: 2ac0f497948497b0475c40bfa823eb215a3d1bb0
code hash: 19df1f0b28f4f4c0195e346a20449c853aaeb40ab9f66082d36119415824ee8c
verified: 8/1/2026, 8:44:07 AM
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