ynab-mcp

An MCP server that exposes the full YNAB API, allowing LLMs to read and manage budgets, accounts, and transactions through natural language. It features 49 specialized tools for comprehensive financial management, including category updates, money movements, and transaction tracking.

→ justmytwospence/ynab-mcp · listed on glama

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// key findings

✅

49 tools verified — handlers match their declared behaviour

29 read-only tools verified — handlers contain no write/delete/exec

✅

No credential exfiltration, no sensitive file access, no obfuscation

Static analysis found nothing flowing your secrets to unexpected places.

🔐

You'll be asked for 1 credential: YNAB_API_TOKEN

These are read from process.env at runtime. Make sure you trust where they’ll be sent.

// required environment variables

This server reads these from process.env. You'll be asked to provide them before it can run.

🔐 secretYNAB_API_TOKEN— export ="your-token-here"

// full audit trail

The full breakdown of what we checked, the deductions that landed, the network hosts, the dependency advisories, and concrete fix guidance is available to verified publishers.

// improvement guidance — verified publishers only

We have 5 concrete improvements we can share with the publisher of this MCP. Each comes with specific guidance to raise the trust score.

// embed badge in your README

[![M8ven Score](https://m8ven.ai/badge/mcp/justmytwospence-ynab-mcp-q8lk80)](https://m8ven.ai/mcp/justmytwospence-ynab-mcp-q8lk80)

commit: eae149e973f5cbe1668972fac59e21f0ca75af33

code hash: 659de0a93fefd8c50b920f72fb3869e4da5728d7abc3f45481ba1349dccd08ce

verified: 6/12/2026, 11:10:01 AM

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