xendit-mcp (indratjhai/xendit-mcp) is an MCP server listed on the M8ven Trust Index. It scores 60 out of 100, grade C. It declares 13 tools. No publisher has claimed this listing.

Back to MCP Trust IndexM8ven
C
Caution
60/100

xendit-mcp

A read-only MCP server for securely accessing Xendit payment platform data. It enables querying balances, invoices, transactions, disbursements, refunds, and virtual account payments while preventing any money-moving operations.

→ indratjhai/xendit-mcp· listed on glama

Caution. Specific findings reduced this grade. They are listed on the page. Grades reflect the full trust pyramid: code, verification depth, and reputation. New projects cap at C until adoption is earned.

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Who stands behind it

indratjhai

Source: Glama

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Install from

Glamanot scored here

The grade above is for the source repository. Registries can serve a different version, so we mark the ones we were not able to read.

// key findings
⚠️
Known vulnerabilities in dependencies: 3 high
Affects packages this MCP installs at runtime. Upgrade or remove the affected dependency.
✅
No credential exfiltration, no sensitive file access, no obfuscation
Static analysis found nothing flowing your secrets to unexpected places.
✅
Open source with a license and README
Anyone can audit the code, the license is declared, and the publisher documents what it does.
🔐
You'll be asked for 1 credential: XENDIT_API_KEY
These are read from process.env at runtime. Make sure you trust where they’ll be sent.
// tools this server exposes13 tools

These names and descriptions are the publisher's own, read from the source code. We print them as written. Our assessment is the findings above, not this list.

xendit_get_balance

Get Xendit account balance. Returns available balance by account type (CASH, HOLDING, TAX).

xendit_list_invoices

List invoices with optional filters. For Wrong VA / Payment Discrepancy, filter by external_id (usually the CareNow loan ID).

xendit_get_invoice

Get details of a specific invoice by Xendit invoice ID.

xendit_list_transactions

List transactions (payments, disbursements, fees, refunds, adjustments). Core tool for payment discrepancy and wrong VA investigations. Filter by reference_id to find a specific transaction.

xendit_get_transaction

Get details of a specific transaction by Xendit transaction ID.

xendit_get_disbursement

Get disbursement status by Xendit disbursement ID. Use for refund/payout status lookups.

xendit_get_disbursement_by_external_id

Look up disbursements by your external_id (usually CareNow reference). Returns array of matching disbursements.

xendit_list_refunds

List refunds, optionally filtered by payment_request_id, invoice_id, or reference_id.

xendit_get_refund

Get refund details by Xendit refund ID.

xendit_get_payment_request

Get payment request details by Xendit payment_request ID. The new Payments API replaces the legacy VA / charge flows.

xendit_list_payment_requests

List payment requests with optional filters. Use reference_id for CareNow loan ID lookups.

xendit_get_fixed_va

Get fixed virtual account details by Xendit VA ID. Critical for Wrong VA investigations.

xendit_get_va_payment

Look up a VA payment by payment_id (the ID returned in the VA paid callback).

// known CVEs in dependencies3 high1 low

Disclosed vulnerabilities in this server's declared npm dependencies (via OSV). Whether each is reachable depends on the installed versions.

high@modelcontextprotocol/sdk@1.12.0GHSA-345p-7cg4-v4c7

@modelcontextprotocol/sdk has cross-client data leak via shared server/transport instance reuse

high@modelcontextprotocol/sdk@1.12.0GHSA-8r9q-7v3j-jr4g

Anthropic's MCP TypeScript SDK has a ReDoS vulnerability

high@modelcontextprotocol/sdk@1.12.0GHSA-w48q-cv73-mx4w

Model Context Protocol (MCP) TypeScript SDK does not enable DNS rebinding protection by default

lowtsup@8.0.0GHSA-3mv9-4h5g-vhg3

tsup DOM Clobbering vulnerability

Depend on this server? Get alerted when its CVEs change.Watch this server free →
// environment variables
To run this server yourself, you supply these values. They go in your own MCP client configuration and stay on your machine. The secret label means the value is sensitive, not that the server mishandles it.
🔐 secretXENDIT_API_KEY"": "xnd_development_..."
// quality suggestions

Tool annotations

No tools have read-only/destructive annotations

Add readOnlyHint or destructiveHint annotations to every tool so hosts can warn users before invoking.

All four hints declared on every tool

13/13 tools missing one or more hints — xendit_get_balance (missing: readOnlyHint, destructiveHint, idempotentHint, openWorldHint); xendit_list_invoices (missing: readOnlyHint, destructiveHint, idempotentHint, openWorldHint); xendit_get_invoice (missing: readOnlyHint, destructiveHint, idempotentHint, openWorldHint), +10 more. OpenAI's directory rejects tools where any of the four hints are missing or non-boolean.

For every tool, set all four hints (readOnlyHint, destructiveHint, idempotentHint, openWorldHint) to explicit true/false values that match the handler’s actual behaviour.

Tool inputs are validated

12/13 tool handlers declare input schemas (92%)

Declare an inputSchema with zod/joi/yup on every tool definition.

Tests exist

No test files found

Add tests that exercise each declared tool.

Production dependencies are patched

0 critical, 3 high severity in production deps — @modelcontextprotocol/sdk@1.12.0 (high), @modelcontextprotocol/sdk@1.12.0 (high)

Run npm audit fix, or upgrade the affected packages to a non-vulnerable version.

Claim the listing to review these findings one by one and send us a correction where you disagree, straight to the team. Claiming also means we tell you when the grade moves, and reach you first if we find anything urgent.

// full audit trail
The findings above are the summary. The full trail, every check we ran, each deduction, the network hosts observed and the dependency advisories, goes to verified publishers, along with an alert whenever a new one lands. Verified publishers can also review each finding and dispute it in one click. Publisher corrections have sharpened several of our checks this month, because the maintainer knows the codebase better than any scanner.
// improvement guidance — verified publishers only
We have 5 concrete improvements we can share with the publisher of this MCP. Each comes with specific guidance to raise the trust score.
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commit: 5f01c965921c25f590b00f0293586c6cc78bf685
code hash: d423a5740fe4bb28beab059567c20096364e667ce1442187b9e7f16c1ea1ac12
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