actual-budget-mcp

An MCP server that connects Actual Budget to Claude, enabling users to manage budgets, transactions, and spending insights through natural language.

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// key findings

🚨

Known vulnerabilities in dependencies: 2 critical

Affects packages this MCP installs at runtime. Upgrade or remove the affected dependency.

🔐

You'll be asked for 2 credentials: ACTUAL_ENCRYPTION_PASSWORD, ACTUAL_PASSWORD

These are read from process.env at runtime. Make sure you trust where they’ll be sent.

// known CVEs in dependencies2 critical

Disclosed vulnerabilities in this server's declared npm dependencies (via OSV). Whether each is reachable depends on the installed versions.

criticalvitest@3.0.0GHSA-5xrq-8626-4rwp

When Vitest UI server is listening, arbitrary file can be read and executed

criticalvitest@3.0.0GHSA-9crc-q9x8-hgqq

Vitest allows Remote Code Execution when accessing a malicious website while Vitest API server is listening

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// required environment variables

This server reads these from process.env. You'll be asked to provide them before it can run.

configACTUAL_BUDGET_ID— claude mcp add actual-budget-mcp -e ACTUAL_SERVER_URL=http://localhost:5006 -e ACTUAL_PASSWORD=your-password -e =your-budget-id -- npx -y actual-budget-mcp

configACTUAL_DATA_DIR— No Cache directory (default: /tmp/actual-budget-mcp-data)

🔐 secretACTUAL_ENCRYPTION_PASSWORD— No Only if your budget file is encrypted

🔐 secretACTUAL_PASSWORD— claude mcp add actual-budget-mcp -e ACTUAL_SERVER_URL=http://localhost:5006 -e =your-password -e ACTUAL_BUDGET_ID=your-budget-id -- npx -y actual-budget-mcp

configACTUAL_SERVER_URL— claude mcp add actual-budget-mcp -e =http://localhost:5006 -e ACTUAL_PASSWORD=your-password -e ACTUAL_BUDGET_ID=your-budget-id -- npx -y actual-budget-mcp

configACTUAL_SMOKE

configACTUAL_WRITE_SMOKE

configSKIP_ACTUAL_INTEGRATION

// full audit trail

The full breakdown of what we checked, the deductions that landed, the network hosts, the dependency advisories, and concrete fix guidance is available to verified publishers.

// improvement guidance — verified publishers only

We have 5 concrete improvements we can share with the publisher of this MCP. Each comes with specific guidance to raise the trust score.

// embed badge in your README

[![M8ven Score](https://m8ven.ai/badge/mcp/henfrydls-actual-budget-mcp-6v8pmz)](https://m8ven.ai/mcp/henfrydls-actual-budget-mcp-6v8pmz)

commit: e5ded4a6f6d498ec5bfe4c6cc5b80251ccfe5415

code hash: 49625c03bd859e8a84cba80cb47ede1ed79869bfa18c4cf626db9dd4b5a18447

verified: 6/12/2026, 10:31:12 AM

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