ynab-mcpb (dizzlkheinz/ynab-mcpb) is an MCP server listed on the M8ven Trust Index. It scores 74 out of 100, grade C. It declares 8 tools. No publisher has claimed this listing.

C
Emerging
74/100
1 month ago

ynab-mcpb

MCP server for YNAB. Reconcile bank statements, itemize receipts, manage transactions — all through natural language.

Emerging. No concerning findings. Grades remain capped until the project builds reputation through adoption. Grades reflect the full trust pyramid: code, verification depth, and reputation. New projects cap at C until adoption is earned.

How we verified

Code Verified⚡ Live Monitored: not connected

Verified is a snapshot. Live keeps it current, and builds your track record.

⚡ Connect GitHub → continuous verification on every pushwhy connect →

Who stands behind it

dizzlkheinz

Source: Glama

Is this your MCP?

Claim it to get a verified publisher badge, a free copy of our full audit findings, and direct contact for any high-priority issues we find. Or connect your repo for our deepest verification, Live Monitored: read-only, revoke anytime. What we access →

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// key findings
No credential exfiltration, no sensitive file access, no obfuscation
Static analysis found nothing flowing your secrets to unexpected places.
Open source with a license and README
Anyone can audit the code, the license is declared, and the publisher documents what it does.
🔐
You'll be asked for 1 credential: YNAB_ACCESS_TOKEN
These are read from process.env at runtime. Make sure you trust where they’ll be sent.
// environment variables
To run this server yourself, you supply these values. They go in your own MCP client configuration and stay on your machine. The secret label means the value is sensitive, not that the server mishandles it.
configDOTENV_CONFIG_PATH
configLOG_LEVEL
configRATE_LIMIT_LOGGING
configRUN_LIVE_YNAB_TESTS
configSKIP_ENV_VALIDATION
configSKIP_MCPB
configXDG_DOCUMENTS_DIR
🔐 secretYNAB_ACCESS_TOKEN3. Enter your when prompted
configYNAB_EXPORT_PATH~/Downloads Directory for exported transaction files.
configYNAB_MCP_ENABLE_DELTAtrue Enable delta sync (only fetch changed data).
configYNAB_MCP_TOOL_PROFILEfull core, read-only, or full startup tool surface.
configYNAB_MCP_WRITE_MODEpreview read-only hides YNAB mutations; preview requires exact confirmation; enabled permits direct writes.
// quality suggestions

All four hints declared on every tool

8/8 tools missing one or more hints — YNAB Budgets (missing: readOnlyHint, destructiveHint, idempotentHint, openWorldHint); YNAB User Info (missing: readOnlyHint, destructiveHint, idempotentHint, openWorldHint); Budget Details (missing: readOnlyHint, destructiveHint, idempotentHint, openWorldHint), +5 more. OpenAI's directory rejects tools where any of the four hints are missing or non-boolean.

For every tool, set all four hints (readOnlyHint, destructiveHint, idempotentHint, openWorldHint) to explicit true/false values that match the handler’s actual behaviour.

Tool test coverage

Only 0/8 tools referenced in tests (0%)

Write tests that reference each tool by name so every tool has at least one test.

Shell command execution

3 child_process calls — runs shell commands

Prefer library functions over shell-outs. If you must shell out, ensure all inputs are properly escaped.

Secrets not logged

1 secret value sent to console.log

Redact or omit secret values from log output.

Claim the listing to review these findings one by one and send us a correction where you disagree, straight to the team. Claiming also means we tell you when the grade moves, and reach you first if we find anything urgent.

// full audit trail
The findings above are the summary. The full trail, every check we ran, each deduction, the network hosts observed and the dependency advisories, goes to verified publishers, along with an alert whenever a new one lands. Verified publishers can also review each finding and dispute it in one click. Publisher corrections have sharpened several of our checks this month, because the maintainer knows the codebase better than any scanner.
// improvement guidance — verified publishers only
We have 4 concrete improvements we can share with the publisher of this MCP. Each comes with specific guidance to raise the trust score.
// embed badge in your README
[![M8ven Score](https://m8ven.ai/badge/mcp/dizzlkheinz/ynab-mcpb)](https://m8ven.ai/mcp/dizzlkheinz/ynab-mcpb)
Shows your grade and updates automatically. Prefer no grade? Append ?variant=verified to the badge URL.
commit: d44d59d7c9f8c600d91f44d7c890716ea41f229b
code hash: 30dc5c84b04644ff96d445422fe614d7b7c35617531d70c188c34659887ef2af
verified: 8/6/2026, 3:14:02 PM
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