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Monzo MCP Server

Give Claude AI read-only access to your Monzo bank account through the Model Context Protocol, enabling insights into spending, balances, and transactions via natural conversation.

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// key findings
No credential exfiltration, no sensitive file access, no obfuscation
Static analysis found nothing flowing your secrets to unexpected places.
Open source with a license and README
Anyone can audit the code, the license is declared, and the publisher documents what it does.
🔐
You'll be asked for 3 credentials: MONZO_CLIENT_SECRET, MONZO_ACCESS_TOKEN, MONZO_REFRESH_TOKEN
These are read from process.env at runtime. Make sure you trust where they’ll be sent.
// required environment variables
This server reads these from process.env. You'll be asked to provide them before it can run.
configMONZO_CLIENT_IDoauth2client_xxxxx
🔐 secretMONZO_CLIENT_SECRETmnzconf.xxxxx
configMONZO_AUTH_PORT
🔐 secretMONZO_ACCESS_TOKEN
🔐 secretMONZO_REFRESH_TOKEN
// full audit trail
The full breakdown of what we checked, the deductions that landed, the network hosts, the dependency advisories, and concrete fix guidance is available to verified publishers.
// improvement guidance — verified publishers only
We have 4 concrete improvements we can share with the publisher of this MCP. Each comes with specific guidance to raise the trust score.
// embed badge in your README
[![M8ven Score](https://m8ven.ai/badge/mcp/anastasiakrause-monzo-mcp-12rnse)](https://m8ven.ai/mcp/anastasiakrause-monzo-mcp-12rnse)
commit: b268ff7a22066818e6592e3f1da9722e98526435
code hash: bbdc96460eeb05f961cdb1919c02f9a94c85ff46e26c4eb4034b4dd9bb9d4bee
verified: 6/22/2026, 12:10:37 PM
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